Financial Strategy, Lending & M&A

Strategic Finance for Every Stage of Your Business

From optimizing working capital and securing advantageous lending terms to structuring mergers, acquisitions, and profitable exits, our agricultural finance team delivers strategies that grow, protect, and transition your business. We combine deep agricultural insight with financial expertise, helping landowners, operators, and investors make smarter capital decisions at every stage.

Serving Family Offices, Institutional Investors & Operating Partnerships

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Independent, Conflict-Free Financial Guidance

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Multi-State and Cross-Border Experience

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Serving Family Offices, Institutional Investors & Operating Partnerships ✓ Independent, Conflict-Free Financial Guidance ✓ Multi-State and Cross-Border Experience ✓

Why Agricultural Finance Requires Specialized Expertise:

  • Seasonal cash flow gaps and how to structure credit lines that align with planting, harvest, and livestock cycles.

  • Land as collateral and how lenders value soil quality, water rights, and operational improvements differently than structures.

  • Alternative income streams like carbon credits, conservation easements, and USDA programs that can dramatically improve ROI but require specific structuring.

  • Multi-generational capital planning where estate transitions, family partnerships, and operational succession must align with financial strategy.

LandWise Partners bridges that gap by delivering financial advisory that understands ag operations, land values, regulatory incentives, and family dynamics.

Comprehensive Financial Advisory for Land, Operations & Growth

  • Capital Optimization & Cash Flow Management

    Improving working capital efficiency, managing seasonal liquidity needs, structuring lines of credit, and optimizing debt-to-equity ratios for operational stability and growth.

  • Lending Strategy & Credit Structuring

    Navigating ag lenders (Farm Credit, commercial banks, private credit), negotiating favorable terms, structuring loan covenants, and coordinating collateral (land, equipment, inventory) to maximize borrowing capacity.

  • Equity Partnerships & Joint Venture Financing

    Structuring equity partnerships with institutional investors, family offices, or operating partners—balancing capital contribution, profit-sharing, governance rights, and exit provisions, and structuring funding, lending, and equity partnerships including Delaware Statutory Trusts (DSTs) and other real estate‑driven tax deferral vehicles.

  • Valuation & Risk Frameworks

    Developing enterprise valuations for operating businesses, land portfolios, and agribusiness ventures, incorporating soil quality, water access, commodity basis, and intangible assets (management expertise, brand equity).

  • Mergers, Acquisitions & Strategic Exits

    Planning and executing M&A transactions, from initial valuation and deal structuring to due diligence, financing coordination, and post-close integration or transition planning.

  • Alternative Income Strategies

    Unlocking carbon credit markets, conservation easement monetization, USDA program payments, and ecosystem service revenues—integrating these into financial models and capital planning, and unlocking tax, carbon, and conservation income opportunities with AI‑enabled tax strategy and diagnostics, advanced structuring with Sections 453, 721, and 1031 exchanges, and capital stack design for ag infrastructure, land aggregation, and transition deals.

  • Investment Readiness & Capital Raise Support

    Preparing businesses for capital raises (debt or equity), including financial statement preparation, investor pitch development, and capital stack optimization.

  • Family Offices & High-Net-Worth Landowners: Managing diversified ag portfolios, evaluating acquisitions, and planning capital-efficient succession strategies.

  • Institutional Investors & Private Equity: Deploying capital into farmland, ranch assets, or ag operating businesses—requiring independent valuation, deal structuring, and risk assessment.

  • Operating Agribusinesses: Row crop operations, livestock enterprises, and value-added ventures seeking growth capital, lending optimization, or strategic exits.

  • Multi-Generational Partnerships: Navigating internal capital allocation, buyouts, or restructuring among family members or operating partners.

  • Cross-Border Investors: International capital entering U.S. agriculture, requiring currency risk management, entity structuring, and capital repatriation planning.

We Serve Clients Making Major Financial and Capital Decisions

Financial Strategy Works Best Within an Integrated Advisory Framework

With LandWise Partners, financial advisory doesn't operate in a silo. Our team is made up of:

  • Legal Advisors: Coordinating entity structures, partnership agreements, and deal documentation.

  • Tax Strategists: Aligning capital decisions with tax efficiency (1031 exchanges, depreciation, estate planning).

  • Agronomists & Operations Teams: Ensuring financial models reflect realistic yields, input costs, and operational improvements.

  • Government Affairs Experts: Incorporating USDA programs, conservation payments, and incentive structures into financial planning.

✓ The result? Financial strategies that are legally sound, tax-efficient, operationally realistic, and policy-aware.

Optimize Your Capital Today. Raise More Tomorrow. Plan for the Future.

Whether you're seeking growth capital, planning an acquisition, or preparing for a strategic exit, LandWise Partners delivers independent, agriculture-focused financial advisory services that aligns with your long-term vision.

Schedule a Call Today